Privacy Policy

This Privacy Policy explains how The Money Beacon (“The Money Beacon,” “we,” “us,” or “our”) collects, uses, and shares information when you visit themoneybeacon.com (the “Site”). We respect your privacy and aim to collect as little personal information as possible.

Information we collect

Information you give us

• Newsletter and contact forms. If you subscribe to our newsletter or contact us, we collect the information you provide, such as your name and email address.
• Comments. If you leave a comment, we collect the content of the comment and the name and email address you submit with it.

Information collected automatically

• Privacy-friendly analytics. We use a cookie-free, privacy-focused analytics service (Plausible Analytics) to understand how the Site is used. It does not use cookies, does not collect personal data, and does not track you across other websites. It records aggregate, non-identifying information such as pages viewed, referring site, browser and device type, and approximate location at the country level.
• Server logs. Our hosting provider may automatically log standard technical information, such as IP address and browser user agent, for security and reliability.

Cookies

We aim to keep cookie use to a minimum. WordPress (the software that runs this Site) may set essential cookies, for example if you leave a comment. We do not use cookies to build advertising profiles of you. Some third parties you interact with (such as a partner site you click through to) may set their own cookies under their own policies.

How we use information

• To operate, maintain, secure and improve the Site;
• To send our newsletter and respond to your messages;
• To display and manage comments;
• To understand, in aggregate, how the Site is used;
• To comply with legal obligations.

How we share information

We do not sell your personal information. We share information only with service providers who help us run the Site (for example, our hosting provider, email/newsletter provider, and analytics provider), and only as needed for them to provide their services, or where required by law. When you click an affiliate or advertising link and leave our Site, the destination company collects and handles your information under its own privacy policy; please review it. See our Advertiser Disclosure for how affiliate links work.

Your privacy rights

California (CCPA/CPRA)

If you are a California resident, you have the right to know what personal information we collect, to request access to or deletion of your personal information, to request correction of inaccurate information, and to not be discriminated against for exercising these rights. We do not sell or “share” (as defined under the CPRA) your personal information. To exercise any of these rights, contact us using the details below.

Other U.S. states

Residents of other states with comprehensive privacy laws (such as Virginia, Colorado, Connecticut, Utah, and others) may have similar rights to access, correct, delete, or limit the use of their personal information. You may exercise these rights by contacting us.

Children’s privacy

The Site is intended for adults and is not directed to children under 13. In line with the Children’s Online Privacy Protection Act (COPPA), we do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will delete it.

Data retention

We keep personal information only for as long as needed for the purposes described above or as required by law. You can unsubscribe from our newsletter at any time using the link in any email, and you may ask us to delete information you have provided.

Data security

We use reasonable technical and organizational measures to protect information. However, no website or transmission over the internet is completely secure, and we cannot guarantee absolute security.

Third-party links

The Site contains links to third-party websites and services. We are not responsible for the privacy practices of those sites. We encourage you to read the privacy policy of any site you visit.

Changes to this policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Last updated” date above. Material changes will be posted on this page.

Contact us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, contact us at contact@themoneybeacon.com.